Zulfiqar Khan has 18 years of broad-based management experience. He currently works for Barclays Bank as Regional Head of e-Channels for Emerging Markets. He manages region-wide initiatives in mobile banking, internet banking and other digital products and services. Zulfiqar holds a Masters Degree in Electronic Commerce from Carnegie Mellon University, Pittsburgh, Pennsylvania; in International Management from Thunderbird in Phoenix, Arizona; and Business Administration from IBA in Karachi, Pakistan

Mitch Roda is currently managing the payment initiatives at du, an integrated telecom’s service provider in the UAE. Mitch has been working with mobile payment and recharge services since 2002, holding business development and product management roles at both Ericsson and Upaid Systems. Previous to this, Mitch worked as a billing and customer care consultant at 9 telecom operators around the world, including 4 startups.

Douglas K Beckett joined Mashreq as Executive Vice President and Head - Retail Banking in January 2008. Prior to joining Mashreq, Douglas spent nearly 3 years as General Manager, Retail Banking at Qatar National Bank (QNB) based in Doha. Earlier, Douglas developed a 23 year career with Standard Chartered Bank during which he worked in a number of countries across the group in Asia, Europe and the USA. Prior to joining QNB, Douglas was responsible for SCB’s retail franchises across Africa which operated in more than 13 countries. Douglas is married with 3 children. His interests include playing Golf, watching most sports, and traveling. He holds a first degree in Management Sciences from the University of Manchester and an MBA from Henley Management College.

Asad Hussein has been working in the banking industry since 2006. He has solid experience in mobile commerce, e-commerce and branchless banking domains. He did a BS in software engineering from University of Karachi and is currently doing his EMBA in Banking and Financial Services from the Institute of Business Administration (IBA). He started his career from United Bank Ltd (UBL) as a Software Engineer/Payment Specialist in 2006 where he played a role in implementation of Pakistan’s first mobile payment and branchless banking solution i.e. UBL Orion. In 2008, He joined Dubai Islamic Bank PL as a Business Analyst of Alternate Delivery Channels where he is involved in building e-Channel products i.e. internet banking, mobile banking, phone banking and branchless banking.

Salman Al Rasheed has 14 years of banking experience, and is currently Head of Electronic Banking Services at Bahrain Islamic Bank and responsible for the Alternative Channels of Banking. A major part of his role is to research and advise the bank of new trends and strategic moves that would help keep the bank a leader and mobile money is one of the key trends that Salman is actively researching and advising the bank on how to move forward in this field as it will in general change the way we all bank.

Lisa Shields is the co-founder and Chief Executive Officer of hyperWALLET Systems Inc. She is responsible for guiding the company’s evolution from technology start-up to respected payments industry participant. In this regard, Ms. Shields brings over 15 years of experience in an array of operationally sensitive international projects to bear. Prior to founding hyperWALLET, she served as e-commerce Development Manager for an Internet start-up specializing in high availability, real-time credit card processing. She is also a founding director of the Wireless Innovation Society of British Columbia, and speaks frequently on payment and technology issues. She holds Bachelors and Masters of Science degrees in Engineering, both from the Massachusetts Institute of Technology.

Mr Kim Vada is currently the Deputy General Director in charge of banking supervision department of the National Bank of Cambodia. Prior to this post, he has served as Deputy Director and Director of the banking supervision department. His thirty years of service has been committed to the banking system reform in Cambodia. And, apart from the work with central bank, he is also a lecturer in three well-known universities in Cambodia. He owns a master degree of Business Administration from Charles Sturt University of Australia since 2003.

Emmanuel Okoegwale is a leading voice in the mobile financial landscape in Africa, very active in the mobile value added service and m-Commerce industry on the continent. He is an advisory board member of Frontline SMS:Credit in the USA and many other initiatives in Africa. He actively promotes the ‘Africa Centre For Mobile Financial Inclusion’ and is the CEO / Editor of Mobile Money Africa Magazine.

Aubrey Ghose is recognised as one of the world’s leading authorities on retail branding. Drawing on professional qualifications in architecture, design, and art-backed by close to 30 years practical experience. Aubrey founded ais>Brandlab in 2003, bringing a unique and holistic approach to retail brands that wish to integrate architecture, corporate identity, interior design, advertising, communications, and staff training under one unified brand personality and tone of voice. His professional career has been devoted exclusively to the design industry, focusing on building brands in the minds of consumers through the application of original, innovative, and high-quality concepts. Before establishing ais>Brandlab, he had spent 20 years with international consultancies such as Fitch, BDG, and HSL, and as co-founder of Allen International was instrumental in building the company into one of the worlds leading design agencies. Aubrey graduated with a degree in architecture from London’s South Bank University, and also holds a degree in design and art from the Royal Academy of Arts. He is well known and highly respected within the international design industry, particularly for his specialisation in brand-building, and is in high demand as a speaker at international conferences, forums, and client seminars.